We’re happy you’ve chosen Charter Oak Federal Credit Union for the financing needs and we’re dedicated to making your member experience an one that is easy our convenient online loan requests below!

A variety is offered by us of customer loans to fulfill your requirements. Today Apply!

  • Car: New or utilized automobiles. Our rates that are low flexible terms help your money go further.
  • Visa: Our Platinum Visa Cards offer big advantages like great price choices, no fee that is annual and Scorecard Rewards points.
  • Individual (unsecured): we now have funding readily available for debt consolidating, furniture, getaways as well as other individual purposes.
  • Readi-Cash Too: This individual type of credit provides ongoing borrowing energy and satisfaction, with quick access to money any moment, anywhere.

For guaranteed loans that are personal please call our Contact Center at 860.446.8085 or 800.962.3237.


We now provide DocuSign! Sign your applications into the comfortable surroundings of your own home, you should not bring the papers as a branch. It’s fast. It’s convenient. It’s another good good reason why users Bank Better at Charter Oak!


The Charter Oak customer Lending portal now gives you a simple and way that is convenient use on the web for a financial loan!

First-Time Users:

You’ll be directed into the loan-specific application. While you begin to start the job with private information along with your legitimate current email address, you will notice a message that directs you to definitely develop a profile by choosing a password. Producing you are allowed by a profile to trace the status of a software along with upload loan papers (also called stipulations).

Please be certain to correctly enter your current email address when you look at the profile creation through the application procedure; otherwise the procedure may be delayed. Please be aware that student education loans aren’t requested through the Charter Oak customer Lending portal. They could be discovered right right here.

Simply Simply Click in your plumped for loan type below to begin with: PLEASE BE AWARE: IF YOU’VE ALREADY SENT APPLICATIONS FOR A LOAN, LOGIN BELOW.

Going Back Users:

Many thanks for the trust that is continued in! since you have developed a profile, you are able to sign appropriate in, select the loan-specific application through the four alternatives in the website landing page along with your private information will pre-load for you personally. Complete the remainder application and you’ll be hearing from us quickly!

Click below to login to check on loan status, upload needed papers (stipulations) or make an application for a loan that is new


Once you have submitted the application:

  • You shall get a contact from Charter Oak confirming we now have gotten the job.
  • If you have any lacking information, we are in touch asking for this.
  • If you can find stipulations mounted on the job, we are going to e-mail you with this given information and exactly exactly what it indicates.

What exactly are stipulations/required papers?

Stipulations are needs that really must be pleased prior to the loan could be granted. Examples are:

  • Evidence of earnings
  • Auto Insurance Binder

How can I submit stipulations/required papers?

  • Login to individual profile
  • Select Application
  • Accept loan offer
  • Include files (choose file(s) to upload)
  • Submit

Stipulations can be faxed to 860.437.2360 ATTENTION: Consumer Loan Dept.

Approved, Denied, Counter-Offer, just exactly how am I going to know?

  • We will deliver you a contact with all the choice on your own loan demand. If, whenever you want, you have got concerns or require clarification that is further please contact our Consumer Lending Department at 860.446.3304 or 800.962.3237 x3304.
  • Should your application is rejected, you certainly will get a contact with this decision and will also be mailed a Notice of Adverse Action that will give an explanation for reason(s) when it comes to decision.


If for example the loan happens to be authorized therefore the paperwork that is necessary been finalized as well as on file, your loan will likely to be funded with regards to the kind. Please see below:

Car finance: Your car finance shall be funded in the shape of a check made payable into the dealership.

Visa: you are going to receive your VISA bank card in 10 business times.

Private: Your loan will be funded being a deposit into your Charter Oak Account.

Readi-Cash Too: this specific loan will only be funded while you activate it. You might achieve this by phone, online, at an ATM or just by composing a check.